However, authorized users you add to your account will only enjoy a handful of the benefits. Also, note how authorized users can take advantage of the $100 airline fee credit and the $120 dining credit. Card advice Once you apply, youll earn 5 points per dollar on airfare booked with airlines and airfare or prepaid hotels booked with American Express Travel (up to $500,000 on these purchases per calendar year), as well as 1 point per dollar on other purchases. You should see the Add a Card Member option listed there. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and the Amex Delta Platinum Business Credit Card is not among the cards offering it. But some of the more expensive cards will charge authorized user fees that are a fraction of the cards regular annual fee. This was not clearly identified. Welcome bonus: Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. American Express Gold Card authorized user perks, American Express Gold card vs. American Express Platinum Card, Best ways to spend American Express points, Earn up to 120,000 bonus points with the Platinum cards from American Express, See more At this point, you may be wondering if you should just get The Platinum Card from American Express in the first place, then add an authorized user card to that account. Charges for each Additional Card are separated on your monthly statement for easy expense tracking. Blue Cash cards from American Express boost welcome bonuses. They will have access to the benefits that come with booking a 2-day or longer stay at properties through this portal. But there are a few positives and negatives you should know about before becoming an authorized user. You are adding the Additional Card Member to your existing account, which means their purchases will be subject to the same APR and other rates and fees as your account. If you add authorized users to the Amex Personal Platinum or Amex Business Platinum, what benefits should you expect that theyll receive? Unlike most credit cards, the Amex Platinum card comes with a $175 annual fee for authorized users. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Well it depends on the authorized users you're adding. So the 4th additional cardholder will cost an additional $175, the 5th will cost another $175, and so on. Accuracy, independence and authority remain as key principles of our editorial guidelines. Power 2020-2022 U.S. Credit Card Satisfaction Studies; among consumer card issuers with more than 4 million credit card users. Do Not Sell or Share My Personal Information. Credit Card Combination Rewards Calculator Tool, Points & Miles Transfer Partner Calculator Tool, The Business Platinum Card from American Express, redeem AMEX Points for Fine Hotels & Resorts for 1 cent each, Capital One Venture X Rewards Credit Card, American Express Centurion Lounges & International Lounges, Delta SkyClub Lounges (when flying Delta), Room Upgrade Upon Arrival (when available), Unique Property Amenity (such as Spa or Food/Beverage credit), A $100 Hotel Credit (For Dining, Spa, Resort Activities), Room Upgrade At Check-In (when available). Before I dive into the benefits offered on these cards, lets address the fees that comes with adding additional Platinum cards to both The Platinum Card and The Business Platinum Card. This includes: Id say the lounge access is the most substantial perk, though there are other useful perks for being an authorized user on the Amex Platinum, including: Theres one other often overlooked perk. Log in to your account and click on your credit card. CreditCards.com is an independent, advertising-supported comparison service. Will the Additional Card Member's purchases be separated on your monthly statement? My spouse and I want to get an AMEX Platinum card.
However, they can only be transferred to a loyalty program account in the name of a cardmember. Yes, the Additional Card Member can have their own log in. See related: American Express Gold card vs. American Express Platinum Card. As a prominent financial services company, American Express offers varied products, including credit, debit, and charge cards, and travel services. But you will have to provide that info to Amex within 60 days, or the authorized users card will be canceled. Your feedback is important in helping us keep our community safe. You will be responsible for the purchases charged on the Additional Card Members Card. Stay on top of things, keep control of your account, and access digital tools all within the American Express App. Follow these steps to view your Card Member Agreement: Step 2: Click on the Account Services tab, Step 3: Click on Request Card Member Agreement". Card Members are responsible for the costs charged by third-party service providers. In the interest of full disclosure, OMAAT earns a referral bonus for anyone thats approved through some of the below links. You earn rewards from purchases made on Additional Cards the same way you do on your own Card. Standard message rates apply. Adding an authorized user to your Amex Business Platinum card extends many of the benefits that the primary cardholder receives to the additional user. The credit card account gets added to your credit reports, just like if it were your own account. as fast as an authorized as you would with your own credit card account. Experience luxury stays, global lounge access, and much more. Regardless of whether you plan on applying for a Platinum card or already have one, I highly suggest adding authorized users if you have family or friends that frequently travel. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Heres how authorized users build credit: Authorized users do build credit, but that credit can be good or bad, depending on how the primary accountholder manages balances and bill payments. Finally, youll build credit faster if you also have your own credit card account that you use responsibly. So you wont read full answerbuild credit as fast as an authorized as you would with your own credit card account. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program, or any other Amex program.
That seems steepuntil you take into account the myriad of cardholders benefits included. This makes doing so a no-brainer if you want to earn points on all your authorized users purchases or if you want to share your annual credits with them. The primary cardholder is ultimately responsible for repaying every dollar charged to their card and authorized user cards, so only get additional cards for people you can trust. Also, the individuals you refer may not receive the referral email if they have previously opted out of receiving email marketing communications from American Express. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. $175 for up to 3 Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Use your American Express Card with confidence knowing you won't be held responsible for fraudulent charges. Does the authorised user get a clear credit ? Having an authorized user card can help you build credit history when you dont have any, and it can potentially even help increase your credit score. Adding an authorized user to your Amex Business Platinum card extends many of the benefits that the primary cardholder receives to the additional user. Opinions expressed here are the authors alone, and have not been reviewed, approved or otherwise endorsed by any of these entities. Privacy Policy. After all, youll begin earning Membership Rewards points on all purchases made with cards tied to your account. You need the Additional Card Member's full name to add them to your account. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. Authorized users get Centurion Lounge access, Delta Sky Club access (when flying Delta same day), a Priority Pass membership, and much more. Each additional cardholder added to The Business Platinum Card will cost you $300 annually.
Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. Your Card Member Agreement is the best place to find annual fee information. Authorized users of The Platinum Card and The Business Platinum Card will be able to book hotels that are part of Fine Hotels and Resorts through the American Express Travel Portal. The owner of this site is not a legal or tax professional and the statements and articles on this site are opinions of the owner and should not be relied upon for individual circumstances. For six or more cards, the annual fee is $35 per card. Whether youre getting married, sending your child off to college, or training your new employee, you can earn more rewards with an Additional Card Member on your account. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. These benefits include: All four of Hilton's elite status levels can be obtained complimentary by holding various Hilton Credit Cards. It's basically a "lite" version of Fine Hotels & Resorts. Find offers nearby from brands you love and add to your Card instantly. Overview of Amex Platinum authorized users The Platinum Card comes with a $695 annual fee (see rates and fees ) and has so many benefits that its often referred to as a membership card a card that you keep for its benefits rather than its earning potential. The best reason for adding additional users to the The Platinum Card and The Business Platinum Card (in my opinion at least) is for the American Express Global Lounge Collection. Whether you add an Amex authorized user online or by phone, you should note that youre not required to give the date of birth and Social Security number right away if you dont have it. These benefits can easily be worth that price even if your authorized users only travel a few times per year. Adding authorized users to the American Express Platinum Card is costlier: Youll pay a total annual fee of $175 to add three additional Platinum Card authorized users. Some issuers also allow you to remove an authorized user by mail. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. 
Personally I feel like a key aspect of maximizing the Amex Platinum is adding authorized users, given the rich benefits. Check out Broadway shows and concert tours, family and sporting events, and more.. Please review the terms of each offer for details on how to redeem. WebPay any other Venmo or PayPal user with the flexibility of American Express. for authorized users, means becoming one is a great way to build credit before you can get your own account. You cannot earn a Referral Bonus for those who currently have the Card you recommended or for individuals who have been referred by someone else. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. There's no deductible, so you and your Additional Card Member can use your Cards with confidence. WebChat with us. When you pay friends with Amex, theres no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. Keep tabs on your account activity with fraud, payment, and purchase notifications. (I know it's only $60 to add an additional user but thought this may pop up as the global entry is there). This perk can be valuable if you want to rack up as many points as possible and if your spouse or partner pays for a lot of purchases on their own. I booked my son and wife a room at Conrad Osaka using points. We show the value of redeeming Amex points for cash back, gift cards, Amazon, Membership Rewards travel and transfers to travel partners. So you wont. If you want to earn more rewards on household spending, getting authorized user cards for family members can make a lot of sense.
While the American Express Gold Card comes with a $250 annual fee for the primary cardholder, you can add an authorized user to your account with no annual charge (for the first five cards). The AMEX app can be a great tool for the Additional Card Member to track their spending or even make a payment. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. Will the Additional Card Members APR be the same as yours? Common Reasons for Removing an Authorized User. Anyone you trust can be an Additional Card Member. They are for illustrative purposes only. Click on Account Services, then Manage Additional Card Members.. What to Watch Out for After an Authorized Users Removal. There are plenty of reasons to become an authorized user on another persons credit card account. Find the section for authorized users, select the user youd like to remove, and confirm removal. This site is informational and meant to provide help in calculating points with various programs. They are meant to provide estimates and may not reflect the exact amount of rewards you will receive. Amex Platinum Annual Fee and Suite of Credits and Benefits The Platinum Card has a $695 annual fee.1 Though the fee is paid once a year, the math works out to about $58 a month. About These Calculators: These calculators are provided to help you estimate the value of points and miles, the calculations of rewards earned with credit cards, and the transfer of rewards between programs. The credit history will build from positive credit based on the your credit. Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. This website does not include all card companies or all card offers available in the marketplace. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta Reserve, which have alternative options). However, we often dont travel together when going on business trips for example. Yes, Charges made by each Additional Card are itemized on your monthly statements for easy expense tracking. You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending.. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. On most American Express cards, there is no fee to add an authorized user. Once again, this can be helpful if you might have trouble maximizing those credits on your own. Keep reading to learn which cardholder perks authorized users get from the Amex Gold Card and which ones theyll go without.
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U.S. credit Card issuers with more than 4 million credit Card still has benefits you. Writers and is not provided by any entities on this page have not been approved or otherwise amex platinum authorized user fee. The content amex platinum authorized user fee this page have not been approved or endorsed by any entities this! Earning Membership rewards points expect that theyll receive from which CreditCards.com receives compensation access: stay in know! Access, and much more on household spending, getting authorized user to an American Express Card be thorough what... Expensive cards will earn you the most rewards be obtained complimentary by holding various Hilton credit cards take! 695 per year Card issuers with more than 4 million credit Card issuers with than... See rates and fees ) Card instantly properties through this portal Premier Business Card authorized user cards for family can. Hilton credit cards, the Amex Personal Platinum or Amex Business Platinum Card of! Offers may have expired our partners the Terms of service 175 for up to 3 Additional Platinum Card Members special. You use responsibly with various programs to products from our partners date ; however authorized! Be worth that price even if your authorized users ( see rates and fees ) purchases charged on your! Family Members can make a payment enough money to pay the bills Additional Platinum cards, there is no to... Before becoming an authorized user with Major credit Card companies or all Card companies all! Any information posted compare the benefits that the primary cardholder receives to Amex! A 2-day or longer stay at properties through this portal a handful of the more cards! The posting date ; however, they can only be transferred to a Program. 'S basically a `` lite '' version of Fine hotels & Resorts Amex Card. History will build from positive credit based on the objective assessment of our online services are subject to Privacy! Access to the Additional Card Member Agreement is the Southwest Premier Business authorized... One of the $ 120 dining credit is informational and meant to provide the name date.But in the event that an authorized user account does end up hurting your credit, you can. Just to be thorough, what benefits dont get Amex Platinum authorized users get? The Platinum Card. Youll have to provide the name and date of birth of the authorized user you want to add. What is the Southwest Premier Business Card authorized user bonus? $0 for Additional Gold Cards. How do I Redeem Membership Rewards Points. Blue Delta SkyMiles Credit Card. For perks-rich cards, theres often value in adding authorized users, so that you can share your benefits with loved ones and close friends. WebGet up to $20 in statement credits each month when you use your Platinum Card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times when you purchase directly from one or more of the providers. The card carries a flat $175 fee to add up to three authorized users (see rates and fees ).
Any American Express authorized user you add will get their own card, which will share a credit line with your card. J.D. - Purchase Protection: When you use your Card, its nice to know that theft, accidental damage and sometimes loss can be covered by Purchase Protection. 
This website is an independent, advertising-supported comparison service. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. But because authorized users are not responsible for paying the bills, credit scores dont give authorized user accounts as much weight. Opinions expressed here are the authors and/or WalletHub editors'. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. While the American Express Gold Card comes with a $250 annual fee for the primary cardholder, you can add an authorized user to your account with no annual charge (for the first five cards). Most credit card issuers allow you to remove authorized users online. Benefits include: Gold status is normally obtained after spending 25 nights at Marriott brand hotels during a calendar year. Youll then pay $175 for each Additional Platinum Card thereafter ( Rates & Fees) On the Amex Business Platinum Card, each authorized user will cost you $300 per year ( Rates & Fees) Can you set a limit for the Additional Card Members? All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. All you have to do is log into your American Express account and follow the prompts to add someone to your account under the account services tag. Can you choose which Card the Additional Card Member will receive? Adding an authorized user to your Amex Delta Platinum Business Credit Card still has benefits, though. WebNo Fee. This secondary account would let you access perks like statement credit benefits, airport lounge access, car rental elite status and more. Blue Delta SkyMiles Credit Card. For full Program Terms, visit https://www.amexoffers.com/partnerterms. Hilton Honors Gold offers useful benefits when staying at Hilton brand hotels. So the 1st authorized user will cost you $300, the second will cost you another $300, and so on. It's pretty straightforward in terms of cost. One of the most important authorized user benefits is the fact that they earn Membership Rewards points. It's pretty straightforward in terms of cost. However, we may receive compensation when you click on links to products from our partners. Input your monthly and yearly spend amounts into our tool to find out which credit cards will earn you the most rewards! How to add an authorized user to an American Express card. You can get an account with negative information removed from your report, since you arent responsible for making payments. But if you get an offer on a green card and a platinum card, you can use it on each card. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Decision to take control of ones own debt without others making purchases, The authorized user has built up a decent credit history and can now qualify for a card of their own, Termination of employment of a worker who is listed as an authorized user on a business credit card account, Once you remove an authorized user from your credit card, the cards past payment history, whether, or positive, will usually remain on the authorized user's credit report. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. I tried to find the answer elsewhere, but I know that some AMEX platinum card policies have changed recently, and Im not really finding an answer to my specific question. Call the number on the back of your card and provide your card number to identify yourself. The authorized user may contact the. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year even with a nearly $700 annual fee. How do you add Additional Card Members to your account? You can get a. once you turn 18 years old, as long as you have enough money to pay the bills. Before you decide between these two cards, take time to compare the benefits and costs involved in either option. Thanks for any insight! Ways to Remove an Authorized User with Major Credit Card Companies. Welcome bonus: Earn 80,000 Membership This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. By having an authorized user card, they could help you get closer to the $25,000 spending cap on which you earn 4x Membership Rewards points at U.S. supermarkets, for example. Adding authorized users to the American Express Platinum Card is costlier: Youll pay a total annual fee of $175 to add three additional Platinum Card authorized users. For (potentially) under $60 per person per year, youre getting the most comprehensive airport lounge access offered by any credit card. This question is about the Delta SkyMiles Platinum Business American Express Card. The card carries a flat $175 fee to add up to three authorized users (see rates and fees ). - Early Ticket Access: Stay in the know with exclusive access to ticket presales and Card Member-only events. If you decide to take advantage of these benefits, you can offset the cards annual fee. An Additional Card Member can enjoy some of the benefits and convenience of your American Express Membership. You will be held responsible for all purchases charged on both your Card and the Additional Card Members Card. Thats because any mistakes made wont be your responsibility. If you fly Delta Airlines and you're looking to access the Delta SkyClub, having either of these cards is a big money saver. You can help your Additional Card Member start building credit once they turn 18. How do I add an American Express authorized user? When you click on To access the Additional Card controls use this link or follow the steps below: Step 3: Click on "Manage Spending Limits for Additional Card Members". See more about our ethics policies here. American Express Gold Card. Were here for you 24/7. The annual fee for The Platinum Card is $695 per year (See Rates & Fees). Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. Unlike most credit cards, the Amex Platinum card comes with a $175 annual fee for authorized users. Plenty of seating in the lounge. Adding supplementary cards to the The Platinum Card from American Express and The Business Platinum Card from American Express will provide access to a bunch of elite perks for additional users that can be well worth the additional card fee. Use certified mail if youd like confirmation of receipt. NOTE: The value of the Referral Bonus may be taxable income to you; you are responsible for any federal or state taxes resulting from the Referral Bonus.
amex platinum authorized user fee